Send money, pay every bill and top up in seconds — all in one beautifully simple app. And when you can't open it, just text Zitch on WhatsApp.
Link your number once, then bank by text. Zitch understands plain language — "send 5k to my brother John" just works — while your PIN still guards every kobo.
Transfer to any Nigerian bank with name-check, confirm and PIN — all inside WhatsApp.
Top up any network, buy data bundles, pay electricity and cable. Prepaid tokens arrive in the receipt.
Check every wallet or convert NGN to USD, GBP and CAD with a 60-second locked quote — by text.
Transfers, top-ups, bills, cards and savings — fast, reliable, and at the best prices.
Free Zitch-to-Zitch, instant to every Nigerian bank.
MTN, Airtel, Glo and 9mobile — with up to 3% back.
All discos, prepaid & postpaid. Tokens in seconds.
DStv, GOtv and StarTimes renewals without queues.
Spend your USD wallet anywhere online.
Lock funds and earn up to 18% per annum.
Quick credit, clear terms, repay in-app.
WAEC/JAMB pins and instant betting wallet top-ups.
Hold dollars, pounds and Canadian dollars beside your naira, and convert at honest, time-boxed rates — in the app or by chat.
AI can draft a transfer, but only your PIN can move money. One wrong PIN cancels the whole flow.
BVN, NIN and face verification keep your account yours — and keep fraudsters out.
An append-only ledger records every movement and every admin action. Nothing happens off the record.
Open a free account in minutes, link your WhatsApp, and your money goes wherever your conversations go.